Camper Van Insurance

camper van insuranceCamper van insurance offers the same coverage as regular car insurance. This would include...

-Liability insurance: This covers you in the event that you are found at fault in an accident.

-Collision insurance: This pays for damage done to your van whether or not you are found at fault.

-Comprehensive insurance: This pays for damage to your van resulting from a something such as the weather or wildlife.

-GAP insurance: If your van is totaled, this covers the difference between what you owe to the loan company and how much your insurance company will pay you.

-Uninsured/underinsured motorist: Pays for damage done to your car or to the health of your or your family members if an at-fault driver does not have enough liability coverage to pay you.

-PIP/Medical payment coverage: Not really necessary if you have your own health insurance.

Some specific types of insurance for camper vans include Total Loss Replacement Coverage, Emergency Expense Coverage, Vacation Liability, and Personal Belongings Insurance. Total Loss Replacement Coverage (TLR), makes GAP insurance unnecessary if you have it. Personal Belongings Insurance is offered by your homeowners insurance coverage and companies who specialize in insuring RVs.

Because a camper van is classified as a recreational vehicle or a RV you can get insurance from companies who specialize in insuring RV's (just search RV insurance in your favorite search engine). You can also get insurance from the regular car insurance companies. The key when trying to save money on insurance for your van is to shop around. The more options you have for yourself, the more you'll save.